well I drove to the Carmax in my area on Saturday. I was given an "agressive" offer for my little Aveo, of $5000. Too bad I owe $8400. I don't have the balance to pay. So I drove back home and let everything sink in. The good news is that I have a reliable, gas sipping, little car. It's not like I've lost or didnt' get something. I tried to get out of debt. I'm going to try to just pay what I can every payday, and get thru the debt payment process over the next year or so. Staying in the one bedroom isn't that terrible, I like the apartment and the area. I have about $11 in my bank accounts, but the good new is that my 401K contributions are growing!