I am a 38 year old, single-mommy. I work FT and earn 31K a yr. I have alot of debt. I'm paying down a bill from my 10 year old son's private school - $200 mo. I'm almost up to my limit with undergrad loans (federal stafford) and I still don't have a degree. In September I began a distance learning program for Medical Claims and Billing, to supplement my income,and I also am planning to work on pre-req's for LPN school.
Its just me, my son, and Ginger, my 12 yr. old Shih Tzu.
Monthly Income- Gross 2,384
Bi-weekly Income - 1192.00
Deductions:
Dental - 23.64
Health Ins. - 83.84
Vision Ins. - 4.17
Social Security - 66.98
Medicare - 15.67
401K - 23.84
Federal Income Tax - 28.15
State Tax - 21.00
City Head Tax - 5.75
Life Insurance - 6.18
Net Pay - $912.78
Balance Monthly Payment
Rent 625
Garnishment 500
Car 8000 612 (2 months, because i'm behind)
Target C.C. 285
Insurance 358 (3 months behind)
Cell Phone,
landline, internet 237
Xcel 144
bonded 343 (almost paid down from 1800!)
Gas 80
Rx 140
Food 100
Dog food 30
Orch.Bank 650
HSBC Bank 625
Med Ctr. A 100
Metropath 200
Smartcare (medical)
Tiger Kim Academy 3800