http://saj.savingadvice.com info@savingadvice.com en-us http://saj.savingadvice.com/2009/01/07/dead-beat-dad-iii_47062/ Today I am scheduled to begin child support enforcement for my one and only child. The thing is, i've had a few appointments and I haven't gone! call me stupid and spineless! I feel the father is such a trainwreck! He has NEVER had steady employment, has always let me down, and... Wed, 07 Jan 2009 10:54:58 PST (saj) http://saj.savingadvice.com/2009/01/05/i-am-changing-my-perspective_46944/ I finally got my hands on the book by Dave Ramsey "Total Money MakeOver" I rented it from the library. I have been reading different financial expert's websites and tv shows, really trying to get a grip on handling my MONEY. I am pretty much rock bottom and not within my income... Mon, 05 Jan 2009 09:29:50 PST (saj) http://saj.savingadvice.com/2008/08/06/change-is-hard_41900/ I received a couple of calls from Longwood Industries, a company that will buy your car. They match up buyers with sellers. They claim I could sell it this weekend for the price I'm asking. I gave up on selling my car a few weeks ago. I've decided to go to a 2-year college for... Wed, 06 Aug 2008 11:42:07 PST (saj) http://saj.savingadvice.com/2008/07/24/dead-beat-dad-ii_41447/ So I called my son's father and asked when he thought he'd have some money for us. He offered $50 and reminded me that he still needs $2,000 for the condo that he is buying with his settlement money. I'm filling out child support paperwork today. Although I have done child support... Thu, 24 Jul 2008 08:15:21 PST (saj) http://saj.savingadvice.com/2008/07/22/money-from-sis_41399/ My sister is 6 years younger and a financially smart, business owner. Needless to say, she makes very good money. The usual stories about how am I going to make ends meet once again are familiar during our phone conversations, when I'm dwelling over my mounting debt and lack of funds.... Tue, 22 Jul 2008 10:50:38 PST (saj) http://saj.savingadvice.com/2008/07/22/court-on-friday_41388/ A few years ago I decided to sign my son up for karate classes. Since I had a huge tax refund coming to me, I felt really rich, and decided pay 1/2 the contract when I received my refund. Well I signed the paperwork and was to start in a month from then. Well reality set in and... Tue, 22 Jul 2008 06:58:04 PST (saj) http://saj.savingadvice.com/2008/07/21/5000-for-my-car_41353/ well I drove to the Carmax in my area on Saturday. I was given an "agressive" offer for my little Aveo, of $5000. Too bad I owe $8400. I don't have the balance to pay. So I drove back home and let everything sink in. The good news is that I have a reliable, gas sipping, little... Mon, 21 Jul 2008 07:34:30 PST (saj) http://saj.savingadvice.com/2008/07/15/dead-beat-dad_41170/ Here I am running around on less that 1/4 tank of gas, I went to the dr. for a few medical issues (not too serious) I need a couple rx's, my son needs lunch money, I need gas money, money period. So I call my son's father. He just recently was given a 17k settlement for an auto accident.... Tue, 15 Jul 2008 12:26:44 PST (saj) http://saj.savingadvice.com/2008/07/13/i-need-to-get-my-degree_41100/ So, here I am working my job, that I found through a temp agency about 2 years ago. I have been promoted to a position that involves accounts receivable, doing financial reporting to the controller and keeping track of the service work that we provide. I feel I don't know enough... Sun, 13 Jul 2008 12:30:52 PST (saj) http://saj.savingadvice.com/2008/07/10/what-if_41028/ Well here it is, payday again and I'm down to $39.00 left over. That still doesn't include fuel/transpo to work and around town, food, or anything else that might come up. What if I tried to sell my car. I looked on Kelly BB and it should be worth $7500. I owe $8400. Giving up... Thu, 10 Jul 2008 14:36:27 PST (saj) http://saj.savingadvice.com/2008/07/01/tuesday_40725/ I called nelnet and was given a foreberance until Jan 09. I am accruing inerest of $240 each month during that time. I took public transportation to work today. I can save $10 a week buying a pass. I still need to commute outside of my city to various appointments throughtout the... Tue, 01 Jul 2008 07:45:47 PST (saj) http://saj.savingadvice.com/2008/06/30/constant-state-of-stress_40685/ I can feel the stress all over my body. Out of money, bills to pay, what bills to pay first, what is the most important right now? My dog needs to go to the vet. I can't seem to get rid of worrying about money money money. Food is an easy way to spend alot of money. There are only... Mon, 30 Jun 2008 13:31:17 PST (saj) http://saj.savingadvice.com/2008/06/27/payday_40604/ Today is payday:<br /> My money went the following places:<br /> $1192.00 gross<br /> $23.64 Dental<br /> $83.84 Medical<br /> $23.84 401K<br /> $4.17 Vision<br /> $66.98 Social Security<br /> $28.15 Federal Tax<br /> $21.00 Colo. State Tax<br /> $6.18 Life Ins.<br /> $40.00 Savings #1<br /> <br /> My Savings #1 balance is now $40<br /> My 401K balance... Fri, 27 Jun 2008 13:31:14 PST (saj)