About Me

I am a 38 year old, single-mommy. I work FT and earn 31K a yr. I have alot of debt. I'm paying down a bill from my 10 year old son's private school - $200 mo. I'm almost up to my limit with undergrad loans (federal stafford) and I still don't have a degree. In September I began a distance learning program for Medical Claims and Billing, to supplement my income,and I also am planning to work on pre-req's for LPN school.
Its just me, my son, and Ginger, my 12 yr. old Shih Tzu.

Monthly Income- Gross 2,384
Bi-weekly Income - 1192.00
Deductions:
Dental - 23.64
Health Ins. - 83.84
Vision Ins. - 4.17
Social Security - 66.98
Medicare - 15.67
401K - 23.84
Federal Income Tax - 28.15
State Tax - 21.00
City Head Tax - 5.75
Life Insurance - 6.18

Net Pay - $912.78

Balance Monthly Payment
Rent 625
Garnishment 500
Car 8000 612 (2 months, because i'm behind)
Target C.C. 285
Insurance 358 (3 months behind)
Cell Phone,
landline, internet 237
Xcel 144
bonded 343 (almost paid down from 1800!)
Gas 80
Rx 140
Food 100
Dog food 30
Orch.Bank 650
HSBC Bank 625
Med Ctr. A 100
Metropath 200
Smartcare (medical)
Tiger Kim Academy 3800

I have a money making idea!

January 8th, 2009 at 09:56 am

So, I'm pretty much per month, due to the garnishment, I am down on the moeny situation and how the heck will I get by? I have a shih tzu dog that is 13 and i began to groom her at home. I think I'm pretty good at it. So I decided to put an ad on C's list and see what happened. I have a few responses and two potential "clients" already. I'm just going with this. I will charge $20 per small dog. Any comments for me?

Posted in Uncategorized | 11 Comments »

11 Responses to “I have a money making idea!”

ceejay74 Says:
January 8th, 2009 at 09:59 am

That's a really great idea! It's something you enjoy, can do in your spare time and don't need any new supplies for.
MICLASON Says:
January 8th, 2009 at 10:07 am

Congratulations on your new venture!
lizajane Says:
January 8th, 2009 at 10:07 am

Good for you!
creditcardfree Says:
January 8th, 2009 at 10:08 am

Great idea! Enjoy.
gamecock43 Says:
January 8th, 2009 at 10:09 am

Sounds like a good idea! I would target senior citizens areas- retirement communities- if you can go to their house they would likely use you repeatedly.
Koppur Says:
January 8th, 2009 at 10:20 am

Great idea~! Good luck~!
saj Says:
January 8th, 2009 at 01:03 pm

I really am just winging it. I don't have a huge house, just an apartment. I figure I could was them in the tub and do it all in my bathroom. Water and shampoo supplies will add up.
ceejay74 Says:
January 8th, 2009 at 02:26 pm

That's true...I guess time will tell if the profits are worth it. Either way though, really creative idea for bringing in money! If it doesn't work I'm sure you'll come up with another good one.
ralph Says:
January 8th, 2009 at 03:13 pm

Certainly worth a try - good luck!
Thrifty Ray Says:
January 8th, 2009 at 09:40 pm

Sounds like a good idea to try. I wish you the best of luck on this new venture.
saj Says:
January 12th, 2009 at 12:02 pm

Well I had two potential clients for my dog grooming idea. I have set up one lady that has two pekinese dogs. One needs trimmed and one a full bath and grooming. It's a little intimidating doing this online, I wasn't sure if I'd get a weirdo coming to my house, so I haven't decided how to do that. One lady just said I could come pick up her dogs! I wouldn't let a stranger take my dog, but I guess some people...I'm also going to follow dave ramseys advise and get my $1000 E fund quick, so I'm applying for a couple of jobs. One is at night at a thrift store, one is at pizza hut, and one is a waiver for a tax company. I will not be with my son in the evenings and that will be really tough, he needs me and I need to be there. So we'll see what happens.

Saj's Personal Finance Blog

I have a money making idea!

11 Responses to “I have a money making idea!”

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