About Me

I am a 38 year old, single-mommy. I work FT and earn 31K a yr. I have alot of debt. I'm paying down a bill from my 10 year old son's private school - $200 mo. I'm almost up to my limit with undergrad loans (federal stafford) and I still don't have a degree. In September I began a distance learning program for Medical Claims and Billing, to supplement my income,and I also am planning to work on pre-req's for LPN school.
Its just me, my son, and Ginger, my 12 yr. old Shih Tzu.

Monthly Income- Gross 2,384
Bi-weekly Income - 1192.00
Deductions:
Dental - 23.64
Health Ins. - 83.84
Vision Ins. - 4.17
Social Security - 66.98
Medicare - 15.67
401K - 23.84
Federal Income Tax - 28.15
State Tax - 21.00
City Head Tax - 5.75
Life Insurance - 6.18

Net Pay - $912.78

Balance Monthly Payment
Rent 625
Garnishment 500
Car 8000 612 (2 months, because i'm behind)
Target C.C. 285
Insurance 358 (3 months behind)
Cell Phone,
landline, internet 237
Xcel 144
bonded 343 (almost paid down from 1800!)
Gas 80
Rx 140
Food 100
Dog food 30
Orch.Bank 650
HSBC Bank 625
Med Ctr. A 100
Metropath 200
Smartcare (medical)
Tiger Kim Academy 3800

Dead Beat Dad III

January 7th, 2009 at 10:54 am

Today I am scheduled to begin child support enforcement for my one and only child. The thing is, i've had a few appointments and I haven't gone! call me stupid and spineless! I feel the father is such a trainwreck! He has NEVER had steady employment, has always let me down, and I probably make more money than him. I also believe he is mentally ill and really needs psychological help, on the last visit, he threw his son against a bed frame and now he has been charged with child abuse. so he doesn't even see his son. but i want to make the point to get him to step up. here i am with all my money issues and i don't know why i get this emotional over child support. in november he gave me $100. he didn't get a birthday or xmas gift for his own son.

Posted in Uncategorized | 6 Comments »

6 Responses to “Dead Beat Dad III”

Amber Says:
January 7th, 2009 at 11:42 am

Your son is entitled to be taken care of, do not feel bad his dad should be stepping up to the plate. And make sure you go, step out on your faith and do the right thing. I would definitely keep my son away from him unless it is supervised and he is seeking counseling, good luck
saj Says:
January 7th, 2009 at 11:47 am

thanks amber, I expect to see a major bitch out from someone.
Amber Says:
January 7th, 2009 at 01:51 pm

That's ok becaus in the end you and your son will come out on top
Nika Says:
January 7th, 2009 at 03:36 pm

Saj, it is alimony that is controversial, not child support. Unlike adult, a child is not expected to support himself, so it is both parent's obligation.
Good luck to you.
Koppur Says:
January 8th, 2009 at 08:22 am

As a person who fathered a child he has that responsibility. My BF only works 10 hrs a week, but he stay pays child support out of it. Even if it is only $20 a month, he should be giving you money for your child. Stand up to him and go for it! It is your right and your son's right!!
saj Says:
January 8th, 2009 at 09:47 am

I did reschedule for Jan. 28th.

Saj's Personal Finance Blog

Dead Beat Dad III

6 Responses to “Dead Beat Dad III”

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