I finally got my hands on the book by Dave Ramsey "Total Money MakeOver" I rented it from the library. I have been reading different financial expert's websites and tv shows, really trying to get a grip on handling my MONEY. I am pretty much rock bottom and not within my income means. I am way out of budget. I am filing for chapter 13 in order to get this Tiger Kim Academy to stop garnishing my paychecks, for classes that my son never took. I now am paying an attorney trying to get the courts to look at my case again and decide if Tiger Kim is grossly taking advantage of me. I still get by with the help of my parent's giving me cash for gas, food, medicine for my son, pet food. I still have my Aveo, which was hit by a bicyclist, and has a huge dent in one door. I'm torn about what to do with the car. If I keep the car, it could be a good investment. I owe $8000. I'm serious about recording every penny I spend and asking for receipts for everything, I am trying to live frugal, beginning a new year, and hopefully a new mind set. I really need to realize who I am and face the truth about my life style and what I expect versus what I can afford. Any Advice?
I am changing my perspective
January 5th, 2009 at 09:29 am